Under New York’s no-fault law, your medical bills, lost wages and other expenses should be paid by your insurance carrier. If you suffered “serious injuries” that were caused by another driver’s negligence, you may be able to recover compensation for pain and suffering and other non-economic losses through a traditional personal injury claim against the at-fault driver.
To ensure you can fully recover for your losses, it very important to file your insurance claim within a short period of time after the accident. Recent changes in New York law mean that failure to file quickly may result in the denial of your claim.