Are hunters insured in case they cause a gunshot injury?

There is no requirement for anyone to carry firearm insurance and, unlike car insurance, most people do not have a hunting accident or firearm insurance policy. However, many homeowner’s insurance policies and rental insurance policies cover injuries that the insured negligently causes. This means that you could obtain compensation for your injuries through the hunter’s homeowner’s or renter’s policy. Some hunters also obtain insurance voluntarily through hunting organizations or clubs.

Posted in: Hunting & Firearms Accidents FAQs