FAQ About No-Fault Benefits

No-Fault Benefits in Car Accidents FAQs

What benefits can I recover under my no-fault auto insurance?

Anyone who suffers injuries stemming from the use or operation of a motor vehicle is entitled to payment of no-fault insurance benefits under New York State law. Drivers, passengers, pedestrians or anyone else related to the operation or use of the vehicle can receive these benefits. Drivers or passengers on motorcycles are not entitled to no-fault benefits, but may be entitled to payment if someone else was at fault in causing the accident.

No-fault benefits may be applicable even if the vehicle was involved in an accident outside the state ofNew York. The state imposes strict time limits to the application for no-fault benefits.

No-fault benefits can include payment for the following crash-related expenses:

  • Lost income
  • Death benefits in the event of loss of life
  • Medical bills, including the cost of prescription medications
  • Reimbursement for travel to and from all medical providers

A no-fault insurance carrier has the right to have a claimant questioned under oath and examined by a doctor of their choice. It is advisable to discuss your case with a lawyer before giving a statement or attending a medical exam.

For more information about no-fault insurance benefits, contact the Rochester car accident lawyers at the Law Offices of Scott C. Gottlieb & Associates, LLP, today. You can reach us at 800-TALK-LAW (800-825-5529) or fill out our online contact form. We are ready to answer your questions and discuss your case during a free consultation.